Terms And Conditions

GM Financial Web Site Use Agreement

The following contains important notices concerning your use of the GM Financial web site and requires your acceptance of these terms and conditions as a condition to your entering this web site. Please take a few moments to read these important provisions.

Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of GM Financial's web site and systems, including, but not limited to, unauthorized entry into GM Financial's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair any GM Financial web site or services or interfere with any other party's use and enjoyment of any GM Financial web site or services. You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations.

When you log in to the GM Financial web site the first time, you will be required to establish a User ID and Password. Only customers who have an account with GM Financial will be allowed to establish a User ID and Password. GM Financial reserves the right to suspend or cancel your access at any time. You agree to keep your User ID and Password confidential at all times. If you believe that an unauthorized person is using your User ID and Password, or has gained access to them, it is your obligation to change your User ID and Password and you must notify GM Financial immediately. Please visit our Security link for more details. GM Financial reserves the right to suspend or cancel your access without notice from you if GM Financial believes in its sole discretion that your access is being used in a fraudulent or unauthorized manner.

You will also be asked to provide a valid and accurate email address. You are responsible for updating that address in the event it changes. GM Financial is not responsible for information sent in error to invalid or outdated email addresses.

The GM Financial web site is designed to give you access to your GM Financial account information While GM Financial takes care to ensure that all account information displayed is accurate, the accuracy of this information cannot be guaranteed and is subject to verification by GM Financial. The account balance, for example, could be inaccurate for a number of reasons, such as if your last payment has not been received and posted, late charges have not been posted or if a payment check was returned "dishonored" by your bank after being posted. The display of an account balance shall not be construed in any manner as a modification of your retail installment contract.

Privacy

Please read our Privacy Policy for details relating to our information-sharing practices.

Electronic Communication

These terms and conditions and any notices or other communications regarding the services may be provided to you electronically, and you agree to receive communications from us in electronic form. Electronic communications may be posted on our web site and/or delivered to your registered email address. All communications in electronic format will be considered to be in "writing," and to have been received no later than five (5) business days after posting or dissemination, whether or not you have received or retrieved the communication. Your consent to receive communications electronically is valid until you revoke your consent by notifying us of your decision to do so by logging into your account and adjusting your settings on the My Profile page. You may print a copy of any electronic communications and retain it for your records. To use the services, you must have a personal computer with Internet Explorer (version 7.0 or higher), Safari (version 4.0 or higher), or some similar Internet browser, and a compatible printer.

Hyperlinking

THIS SITE MAY PROVIDE A LINK TO OTHER SITES BY ALLOWING THE USER TO LEAVE THIS SITE TO ACCESS THIRD PARTY MATERIAL OR BY BRINGING THE THIRD-PARTY MATERIAL INTO THIS SITE VIA "INVERSE" HYPERLINKS AND FRAMING TECHNOLOGY ("LINKED SITE"). GM FINANCIAL HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE LINKED SITES. BY CREATING A LINK TO A SITE, GM FINANCIAL DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS GM FINANCIAL LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE LINKED SITES. SUCH LINKED SITES MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF GM FINANCIAL AND THE THIRD PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE GM FINANCIAL SITE.

Copyright/Trademarks

The copyrights, trademarks, logos and service marks ("Marks") displayed on the site are the property of GM Financial and other parties. Users are prohibited from using any Marks for any purpose without the written permission of GM Financial or such third party which may own the Marks.

Disclaimer of Warranties and Limitation of Liability

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". GM FINANCIAL DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. GM FINANCIAL DOES NOT WARRANT OR REPRESENT THAT THE SITE OR ANY SERVICE WILL BE AVAILABLE OR OPERATE IN AN UNINTERRUPTED OR ERRORFREE MANNER. THIS SITE IS CONTROLLED, OPERATED AND ADMINISTERED BY GM FINANCIAL FROM ITS OFFICES WITHIN THE UNITED STATES. GM FINANCIAL MAKES NO REPRESENTATION THAT MATERIALS ON THIS SITE ARE APPROPRIATE OR AVAILABLE FOR USE AT OTHER LOCATIONS OUTSIDE OF THE UNITED STATES. IF YOU ACCESS THIS SITE FROM A LOCATION OUTSIDE OF THE UNITED STATES OR CANADA.

Compliance With all Local Laws

IN NO EVENT WILL GM FINANCIAL, OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, LICENSORS, OR THIRD PARTY SERVICE PROVIDERS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL OR PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF GM FINANCIAL, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. USER HEREBY WAIVES CALIFORNIA CIVIL CODE §1542, WHICH STATES THAT: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor." USER ALSO WAIVES ANY PROVISION OF THE STATUTORY OR NONSTATUTORY LAW OF ANY JURISDICTION THAT IS SIMILAR IN WORDING OR EFFECT TO CALIFORNIA CIVIL CODE §1542.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Indemnity

You agree to indemnify and hold GM Financial and its affiliates harmless, and at GM Financial's request, to defend GM Financial and its affiliates from and against any claim, demand, cause of action, debt, loss or liability, including reasonable attorneys' fees, to the extent that such action is based upon, arises out of, or relates to the following: (1) your use of or inability to use this site, (2) your violation of these terms and conditions, (3) your infringement (or any other person using your password and account) of any right of a person or entity, or (4) any other activity using this site or services. This indemnity shall be in addition to and not limited by any other indemnity.